Everything speaks in favour of
FinAPU SCRA
We are convinced that we have developed the best solution for banks to implement Basel III/CRR. With FinAPU SCRA, we cover the functional, technical and contractual requirements. We have also consistently thought FinAPU SCRA through to the end: during development, we also focussed on simplifying the implementation processes and improving operational efficiency. The following comparison table illustrates the key benefits and features of FinAPU SCRA.
From the expertise of our team to the flexibility of our software, find out why FinAPU SCRA is the preferred choice for banks facing the challenge of Basel III/CRR implementation.
With FinAPU SCRA |
Other Providers |
|
|---|---|---|
All-in-one solution |  |  |
| Ready-to-use tool that covers technical, functional and contractual needs | Data without integrated solution | |
| Legal framework in AT | International contractual basis | |
| Credit risk assessment with independent | No credit risk assessment or only with unauthorised credit assessments | |
User friendliness | | |
| Intuitive and user-friendly front end | Manual processing and analysis in MS Excel | |
Automated processes | | |
| Calculation of SCRA grades | No automated calculation of SCRA grades possible | |
| Due diligence checks | No due diligence checks included | |
Level of customisation | | |
| All customer requirements can be realised in FinAPU SCRA | No flexible system | |
| Manual data adjustments and overrides possible | Lack of flexibility in adapting data to individual needs | |
| Possibility for individual data input | No option for customised data collection | |
Implementation | | |
| Seamless integration into existing systems | No integrated tool | |
| Completed in just a few days | ||
Costs | | |
| Attractive pricing that is passed on to all customers | Costs primarily for data access; additional costs may be incurred for analysis and integration tools | |
| Low internal costs for IT implementation | High internal costs and resources for IT implementation | |
Data | | |
| Guaranteed by the integration of EU KM 1 data sheets and the support of data analysts with high data quality and coverage | High data quality, but focus on providing data without additional analysis tools | |
Updates & monitoring | | |
| Daily update of SCRA data | Standardised update of SCRA data only once a year | |
| Automatic monitoring of SCRA grades at overall portfolio level | Automatic monitoring of SCRA grades at overall portfolio level | |
| In the event of SCRA changes, immediate information directly by email or in FinAPU | No proactive communication due to the lack of ongoing data updates | |
Regulatory requirements | | |
| Meets the requirements of the new CRR Article 121 | Data supports compliance, but without direct integration into compliance workflows | |
Security & compliance | | |
| Audit-proof documentation | Compliance structures are the responsibility of the user | |
| Integration into internal workflows with the dual control principle. | No automated workflows |
Change, absolutely effortless
With our tool and our team of experts, you will be up and running in no time and have an end-to-end solution that fulfils all Basel III implementation requirements. Deepen your understanding of FinAPU SCRA with our FAQs. We are also happy to offer you the opportunity to experience the extensive functions and advantages of FinAPU SCRA directly in action. Contact us for a non-binding initial consultation and start implementing the Basel III requirements efficiently and intelligently with our help.
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