Evaluate credit risks, reliably

FinAPU offers standardised approaches to credit risk management and enables the evaluation of counterparties on the basis of highly up-to-date data. The application is flexible, customisable and designed to be user-friendly in order to allow for an adequate limitation of counterparty risks, an upgrade of risk management and an increase in the efficiency of internal processes. The risk classification procedures are adapted to each Basel II segment and take into account both quantitative and qualitative criteria.

Ratings

  • Counterparty ratings based on highly up-to-date data: Ratings are available for all counterparties, whether rated by an agency or listed. Models are reviewed and validated annually

  • Use of relevant indicators in the risk classification process: Consideration of quantitative and qualitative criteria (soft facts).

  • All criteria and their interaction documented in a comprehensive and transparent manner

Ratings

Outlook

  • Early warning systems for early detection of borrower-related and overall business risks

  • Real-time risk identification through news alerts: timely initiation of countermeasures

  • Rating forecasts using economic models for early risk identification

Outlook

Dashboard

  • Systematic, comprehensible and meaningful risk reports

  • Flexible reporting: risk reports can be submitted in the tool or sent by e-mail

  • Comprehensible documentation of necessary and initiated measures

  • Individual risk strategy in the risk report on the dashboard: consideration of type, scope and risk content of the transactions

  • Planning according to credit types, industry focus, geographical distribution (including regions, countries) and distribution of exposures in the risk classification procedure

  • Consideration of the scale distribution in the risk report on the dashboard

Dashboard

What our clients say

Pricing

We create a solution tailored to the needs of your company. We would be pleased to make you an individual offer - please contact us!

Start now

1.

Arrange a free initial consultation

We will advise you in advance and explain
all the necessary steps.

2.

Set up a shared test account

Use your account to get to know
the strengths of FinAPU.

3.

Manage all risks in real time in 24 hours

Benefit from fast onboarding and
professional support.